Finance Your Remodel With Kitchens by Oaks

At Kitchens by Oaks, we understand that remodeling your kitchen or bathroom can be a significant investment. That’s why we offer flexible financing options to make your dream remodel more accessible.

  • Affordable monthly payments for your remodeling projects
  • Competitive interest rates to suit your budget
  • Quick and easy application process for financing
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Bright, modern kitchen remodel with white cabinets, light wood flooring, a large island with a white countertop, beige cushioned chairs, black pendant lights, and decorative flowers on the island.

Flexible Financing Options to Fit Your Budget

We work with financial providers to bring a variety of options to make your remodel fit within your budget. Our financing options include, same as cash financing, payment deferment periods, and competitive interest rates.

Modern bathroom with a freestanding white bathtub, glass shower enclosure, large mirror, and double-sink vanity with light wood cabinets—perfect inspiration for your next kitchen remodel or home upgrade.

Same as Cash Financing

Same as Cash allows you to waive paying interest if the entire financed amount is repaid during the promotional period. Your Same as Cash offer promotional period will dependent on your credit score when you submit an application.

Modern kitchen remodel with white cabinets, marble backsplash, and sleek white countertops. A black sink sits under the window, near a stainless steel stove and vent hood. Small plants and kitchen items decorate the space.

Payment Deferment Period

Don’t let upfront costs hold you back from achieving your dream remodel. Our payment deferment option allows you to start your remodeling project without any initial payments for the first 90 days.

Modern kitchen remodel featuring white cabinets, a large island with a white countertop, three wooden stools, pendant lights, stainless steel appliances, and a vase with greenery on the island.

Competitive Interest Rates

Our financial lenders provide competitive interest rates on your loan based on your credit score. Contact us today to start an application to view your options.

Home Improvement Financing in Rochester, NY

Explore our financing options to make your dream
kitchen or bathroom a reality.

585.349.8100

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Benefits of Financing With Kitchens by Oaks

At Kitchens by Oaks, we understand that financing your kitchen remodel is an important part of the process. That’s why we offer flexible financing options to fit your budget and needs.

A person with rings and a smartwatch types on a laptop keyboard while holding a pen, planning a kitchen remodel, with a notebook open nearby on a wooden desk.

Simple Application Filing

Applying for financing is quick and easy. Connect with one of our team members who will provide you an online application form to fill out.

Three people sit at a table discussing a kitchen remodel with documents and a tablet. One person points at the tablet screen, while the others have hands resting near a clipboard with papers and pen on the table.

Quick Approval Process

Our team works diligently with our financial partners to review and approve financing applications as quickly as possible.

A modern kitchen remodel corner features a blue herringbone tile backsplash, two wooden shelves with cookbooks, jars, dishes, and a potted plant. A toaster, kettle, and drawer sit on the sleek white countertop below.

Straightforward Financing

Our financial lenders are straightforward with transparent pricing and monthly payments.

Ready to take the next step?

Connect with our team today to discuss your project and begin the financing application process. We’re here to provide a smooth, stress-free experience and ensure you feel supported every step of the way.

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