Zero Interest for 18 Months

Transform your kitchen now.
Pay nothing in interest—if you apply by September 30, 2025.

Why act now?

  • Zero interest for 18 months: No interest charged if fully repaid within the promotional period.
  • Fast, easy approval: Submit a simple application; pre‑qualification won’t hurt your credit.
  • Straightforward terms: Transparent pricing and monthly payments that fit your budget.
Recent Reviews
4.7 Over 194 Reviews
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Joe Weiss 1 week ago
Both Jubilee and John were great to work with.They have an excellent work ethic, are good listeners, and quickly acted on requests or issues I raised. I would be happy to work with either of them again.
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Jay Tranello 2 weeks ago
At 2am I had water backing up into my kitchen due to ice dams on my roof. Huge shout out to Scott Miller, James Shelton and Erik who were chipping ice and putting down calcium in such cold conditions. The response time was super quick, service provided was top notch. Still have plenty of work to do inside but glad the roof leak stopped for now. A new roof and gutters are needed this spring! Thank you again to Scott for handling this so quickly!
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Rebecca Murfin 2 weeks ago
We had our kitchen and first floor flooring done by Kitchens by Oaks a couple of years ago. They really listened to what we wanted while also offering inspiring design ideas and suggestions. There were a couple of hiccups during installation (as there usually are during any renovation project), but they did everything they needed to do to make it right. The end result was absolutely beautiful and we will enjoy our kitchen for years to come.
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gail burge 3 weeks ago
itchens and Bathrooms by Oaks: Job well done, thank you!

We called Kitchens by Oaks after a google search to have our bathroom remodeled. After getting 3 quotes, we had a good feeling about Kitchens by Oaks, and our instincts were right. From the initial design stage with Bonnie Gloris, who laid out excellent design choices and gave us all the details of the job, then the managing of this job by the Project manager Jubilee Bancroft who was there everyday to ensure all was going according to plans, and to the excellent workmanship by Eli and others on the construction team, this project seemed to go smoothly from start to finish. We can’t say enough good about all of the people involved with our remodel job, they were professional, very hard working, and had nice personalities. It was again reminding us we chose the right company.

We love our new bathroom, and will recommend Kitchens by Oaks to family and friends!
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megan amos 1 month ago
If I could give Kitchens by Oaks more than five stars I would.I am beyond pleased with the work that they did. From the very beginning, working with Bonnie the designer, to Brian the project manager to Seth Clark the lead contractor, the experience has been wonderful. I had two bathrooms completely replaced, new kitchen counters and backsplash, lighting and new tile at my front door and around my fireplace. The quality of the work was exceptional. The craftsmanship was top-tier as was the professionalism and attention to detail. The remodeling was completed on schedule, the crew arrived on time and they kept the workspace clean. I highly recommend them!
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How It Works:

  1. Reach out to Kitchens by Oaks to start your free design consultation.
  2. Complete our quick financing application.
  3. Get approved fast.
  4. Remodel with confidence—no interest when paid off during the 18-month promo.

Why Kitchens By Oaks:

Expert designers create stunning, functional kitchens tailored to you. We offer digital 3D previews and guide you through every step.
Flexible financing options make luxe remodels accessible—with same-as-cash offers, payment deferment, and competitive rates.

Don’t wait.

Upgrade your kitchen without the wait or the interest. Apply by September 30, 2025 to secure zero interest for 18 months and make your dream kitchen a reality.

Contact Us

Schedule a free consultation with our expert team to discuss your kitchen remodeling project. Don’t wait! Lock in huge savings now through September 30, 2025

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Discover Why We're Rochester's Trusted Kitchen Experts

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Bright kitchen remodel with light wood cabinets, white countertops, leafy patterned accent wall, and floating shelves with decor; stainless steel fridge and a view into the cozy living room in the background.
Modern kitchen remodel with light wood cabinets, stainless steel appliances, a gas stove, microwave, dishwasher, white countertops, and a sink below a window; floral backsplash and wood flooring are visible. A living room is seen through a doorway.
Modern kitchen remodel with light wood cabinets, stainless steel appliances, a white countertop, and a sink beneath a window. The leafy-patterned backsplash, light wood flooring, and soft green walls complete the space.
Bright kitchen remodel with wood cabinets, stainless steel appliances, a gas stove, and a sink under a window. In the background, a dining area with a wooden table and chairs sits near a large window.
A bright kitchen remodel features wood cabinets, stainless steel appliances, and light wood flooring, opening into a dining area with a wooden table and chairs near large windows.
Modern kitchen remodel with dark cabinets, white countertops, stainless steel appliances, a range hood, and wood flooring. Pendant lights hang above the sink, and a dining area is visible in the background by large windows.
Modern kitchen remodel with dark cabinets, stainless steel appliances, a large refrigerator, built-in oven, white countertops, light wood flooring, hanging pendant lights, and a dining area in the background with a glass cabinet.
Modern kitchen remodel with dark cabinets, stainless steel appliances, a white countertop, light wood flooring, large windows above the sink, and a herringbone patterned backsplash. A red pot sits on the stove.
Modern kitchen remodel with black cabinets, white countertop, herringbone tile backsplash, stainless steel range hood, gas cooktop with a red pot, under-mount sink, and three pendant lights by a window.
A modern dining room, refreshed by a recent kitchen remodel, features a wooden table, six chairs, potted plant centerpiece, dark cabinets, wall art, pendant lighting, and a large window overlooking the snowy yard.
A modern kitchen remodel featuring matte black cabinets, glass display shelves with glassware, a light marble countertop, wood flooring, two vases of red tulips, and a framed flower artwork on the wall.
Modern kitchen remodel with white cabinets, stainless steel appliances, a center island with wooden stools, pendant lights, sunflowers in a vase, and a window above the sink overlooking greenery. A small mudroom is visible in the background.
Modern kitchen remodel with white cabinets, stainless steel appliances, and a large island topped with marble. Three gold pendant lights illuminate the island, decorated with sunflowers and fruit. Dining area visible in the background.
Bright, modern kitchen remodel with white cabinets, marble countertops, and a large island with wooden stools. Three pendant lights hang above the island, sunflowers in a vase brighten the space, and a window frames lush green trees outside.
Bright, modern kitchen remodel with white cabinets, gold hardware, and a farmhouse sink under a large window adorned with a floral wreath. Decorative checkered containers and a gas stove sit on the white countertop.
Bright, modern kitchen remodel featuring a dark wood island, three wooden chairs, white cabinets, sunflowers in a vase, built-in oven, and large window with a wreath letting in natural light.
Modern kitchen remodel with stainless steel appliances, a large island featuring a built-in oven and dark wood cabinets, white countertops, sunflowers in a vase, and pendant lights hanging above.
Modern kitchen remodel featuring a large white marble island, blue lower cabinets, white upper cabinets, pendant lights, a vase of flowers on the island, and sleek stainless steel appliances.
Modern kitchen remodel featuring white and blue cabinets, a large white marble island with black chairs, stainless steel appliances, a vase of flowers on the island, and a gold light fixture above.
Modern kitchen remodel with a large white marble island, black chairs, blue and white cabinetry, wood floors, pendant lighting, and a vase of flowers. Glass doors and windows let in plenty of natural light.
Modern kitchen remodel with white upper cabinets, blue lower cabinets, a white range hood, stainless steel oven, white tile backsplash, marble countertops, gold hardware, sunflowers in a vase, and a window with a view outside.
Bright kitchen remodel with white cabinets, wood floor, colorful fruit-patterned accent wall, stainless steel appliances, large windows, and a cozy dining area for two decorated with fruits and plants.
Modern kitchen remodel with white cabinets, stainless steel appliances, wood flooring, a center island with two chairs, and a blue backsplash featuring a colorful leaf pattern behind the stove. Fruit and plants decorate the countertops.
A modern kitchen remodel features blue cabinets, a wooden dining table with four black chairs, a vase of purple flowers, large windows, a sliding glass door, and a scenic view of trees outside.
Bright, modern kitchen remodel with white cabinets, a large window over the sink, stainless steel appliances, dark countertops, a vase of flowers, and fruit and pastries arranged on the counter and a bar cart nearby.
Bright, modern kitchen remodel with white cabinets, stainless steel appliances, wood floors, black countertops, large windows with outdoor views, a central island with two wooden chairs, and a built-in wine cooler in the corner.
Modern kitchen remodel with blue cabinets, glass-front doors, a round wooden dining table with six black chairs, a vase of purple flowers in the center, large windows, and a scenic view of trees outside.
Bright kitchen with large windows, a gray countertop, fruit bowls, a plant, and breakfast plates set on a dining bar—this recent kitchen remodel lets sunlight stream in, highlighting the fresh and inviting atmosphere.
A modern kitchen remodel with white cabinets, gray countertops, a stainless steel range hood, and a vibrant backsplash featuring an orange fruit and leaf pattern. Kitchen items and a tablet are on the counter.
Modern kitchen remodel with gray cabinets, a large island with open shelving, stainless steel appliances, and a patterned backsplash. Adjacent dining area features a table with black chairs and large sliding glass doors leading outside.
Modern kitchen remodel with light gray cabinets, geometric tile backsplash, white countertops, a gas cooktop on an island, stainless steel appliances, open shelves with decor, and a large window letting in natural light.
Open kitchen shelves under an island display neatly arranged bowls, plates, and dishes. This kitchen remodel features white cabinetry, a window with a tree view, and a sliding glass door for a bright, modern atmosphere.
A bright, open kitchen remodel features a gas stove on a white island, modern light fixture above, and views into a cozy living room, dining area with flowers, and a small seating nook beside a large window.
Modern kitchen remodel with gray cabinets, white countertops, stainless steel appliances, hexagonal tile backsplash, island cooktop, open shelving, and rectangular chandelier. Large window provides natural light and a view of the green yard.
Modern kitchen remodel with light gray cabinets, white countertops, patterned white tile backsplash, open shelves displaying dishes, a stove in the foreground, and a large window overlooking a green yard with trees.
Modern kitchen with white cabinets, dark blue backsplash, stainless steel appliances, a large island with bar stools, pendant lighting, and wooden flooring. Natural light streams in through a window above the sink.
Modern kitchen with white cabinets, navy island, stainless steel appliances, wooden floors, and pendant lights. A dining table with flowers is in the foreground; a key holder and coat rack are mounted on the wall near the door.
Modern kitchen with white cabinets, stainless steel appliances, a blue herringbone tile backsplash, and a large island with bar stools. Pendant lights hang above the island, and open shelves display decor items.
Modern kitchen with white cabinets, stainless steel appliances, blue tile backsplash, and a large island with four metal stools. Three pendant lights hang above the island, and a bowl of fruit sits on the countertop.
Modern kitchen with white cabinets, stainless steel appliances, a herringbone-patterned dark tile backsplash, and a large window over the sink letting in natural light. Countertops are white with minimal items placed neatly.
Modern kitchen with white and navy cabinets, stainless steel appliances, a patterned tile backsplash, pendant lights over a white island with a fruit stand, and wooden floor. Natural light comes in through a window above the sink.

Ask About Our Financing Options

Kitchens by Oaks offers financing options to help make your remodel a reality. From competitive interest rates to affordable monthly payments, talk to a team member to learn more. Get started with a complimentary consultation in one of our two beautiful showrooms.

Schedule your complimentary design consultation

or stop into one of our two beautiful showrooms and mention this promo—no appointment necessary.

Learn about Financing